Ingrid J. Storm
DRE Lic #01752907
Century 21 Real Estate Alliance
ingrid@ingridstormproperties.com
(831) 888-7114

The Villages Retirement Community

beach, palm trees, sand-1149146.jpg

June 2023

The Villages is much more than a retirement community; it’s a cultural hub that caters to a wide range of interests. Vibrant town squares like Lake Sumter Landing Market Square and Brownwood Paddock Square serve as gathering places where residents can enjoy shopping, dining, catching a movie, or reveling in live entertainment. Dance the night away to live music or savor a delectable meal with friends—The Villages has it all, ensuring an active and diverse social scene.

The Villages is a retirement community like no other, offering an enchanting lifestyle that combines vibrant recreational opportunities, top-tier healthcare services, and a strong sense of community. Set in the stunning landscapes of Florida, this premier retirement destination invites residents to explore, connect, and thrive. Whether indulging in leisurely pursuits, embracing new hobbies, or simply basking in the warm Florida sun, The Villages presents retirees with a truly extraordinary and fulfilling retirement experience.

Some Considerations before you purchase a home or move to The Villages:

  1. Moving Costs:
    • Packing Materials: Consider the cost of boxes, packing tape, bubble wrap, and other supplies needed to safely pack your belongings.
    • Labor: If you’re hiring movers, labor costs may vary based on factors like the number of movers required and the time needed to load and unload your belongings.
    • Insurance: Some moving companies offer insurance coverage for your belongings during transit, which can provide peace of mind but may come at an additional cost.
    • Timing: Moving during peak seasons or weekends may result in higher costs due to increased demand for moving services.

  2. Home Purchase:
    • Financing: If you’re taking out a mortgage, factor in costs like loan origination fees, appraisal fees, and closing costs, which typically range from 2% to 5% of the home’s purchase price.
    • Home Inspection: Before finalizing the purchase, it’s wise to hire a professional home inspector to assess the property’s condition and identify any potential issues that may require repairs or maintenance.
    • Home Warranty: Consider purchasing a home warranty, which can provide coverage for major systems and appliances in the home, offering protection against unexpected repair costs.
    • Community Map: Search by Area or Category
    • Find Agent
    • Homeowners Association

  3. Storage in Homes:
    • Organization Solutions: Invest in storage solutions like closet organizers, shelving units, and storage bins to maximize space and keep your belongings organized.
    • Furniture Considerations: Choose furniture pieces that offer built-in storage options, such as ottomans with hidden compartments or beds with under-bed storage drawers.
    • Decluttering: Before moving, declutter your belongings to reduce the amount of items you need to store, sell, donate, or discard items you no longer need or use.

  4. Home Insurance:
    • Coverage Limits: Review your coverage limits to ensure they adequately protect your home and possessions. Consider additional coverage options for valuables like jewelry, artwork, or collectibles.
    • Deductible Options: Select a deductible that aligns with your budget and risk tolerance. A higher deductible can lower your premium but may require you to pay more out-of-pocket in the event of a claim.
    • Policy Discounts: Inquire about discounts for factors like bundling home and auto insurance policies, installing security systems or smoke detectors, or having a claims-free history.
    • Allstate
    • AAA
    • State Farm
    • The Villages Home Insurance

  5. Car Registration Cost:
    • Registration Renewal: Florida requires vehicle registrations to be renewed annually, with registration fees based on factors like vehicle type and weight.
    • Vehicle Inspections: Depending on your county of residence, you may be required to undergo periodic vehicle inspections to ensure compliance with safety and emissions standards.
    • Specialty Plates: Consider personalizing your vehicle with specialty license plates, which may incur additional fees that contribute to charitable causes or support specific organizations or causes.
    • More information for car registration

  6. Cost of Living:
    • Transportation Expenses: Factor in costs like fuel, maintenance, and insurance premiums for your vehicles, as well as any public transportation or rideshare services you may use.
    • Entertainment and Recreation: Explore the various recreational amenities and activities available in The Villages, such as golf courses, swimming pools, fitness centers, and community events, and budget accordingly for membership fees or participation costs.
    • Dining Out: The Villages offers a diverse selection of restaurants and eateries, ranging from casual cafes to upscale dining establishments. Budget for dining out expenses based on your frequency and preferences.
    • More information

  7. Climate Health Considerations:
    • Air Quality: Monitor air quality levels, particularly during wildfire season or times of increased pollution, and take precautions to minimize exposure to airborne pollutants.
    • Indoor Air Quality: Invest in air purifiers or filtration systems to improve indoor air quality and reduce allergens, pollutants, and other irritants that may exacerbate respiratory conditions.
    • Heat Safety: Stay informed about heat advisories and take steps to prevent heat-related illnesses, such as staying hydrated, avoiding strenuous outdoor activities during peak heat hours, and seeking shade or air-conditioned spaces as needed.

  8. General Health Costs:
    • Prescription Medications: Budget for prescription drug costs, including copayments or coinsurance for medications used to manage chronic conditions or treat acute illnesses.
    • Dental and Vision Care: Consider the cost of routine dental cleanings, exams, and treatments, as well as vision exams, eyeglasses, or contact lenses.
    • Emergency Preparedness: Set aside funds for unexpected medical expenses or emergencies, such as urgent care visits, hospitalizations, or ambulance services.

By thoroughly examining each aspect of your move to The Villages and planning accordingly, you can better anticipate expenses, mitigate risks, and ensure a smooth transition to your new home and community.

@ 2024 Golden Nesters On The Move. All Rights Reserved

Website created, designed, and updated by: Ingrid Storm

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